Fees and Charges for CRDB Bank TemboCard Gold Credit
|Description of Charges||TemboCard Gold Credit Amount - TZS|
|Joining fee||TZS 20,000|
|Annual fee||TZS 3,000|
|Charge back retrieval||TZS 80,000|
|Interest rate (Late payment)||5%|
|ATM withdraw fee||6%|
|Card replacement||TZS 10,000|
|Emergency Card replacement||TZS 20,000|
|Renewal Fee||TZS 20,000|
|Re-payment Terms||Amount - OMR|
|Minimum Amount Due||20%|
|Interest Free Period||Up to 45 days|
|Cash Advanced Limit||30%|
To view the TemboCard Gold Credit Terms & Conditions, please click here
Existing CRDB Bank customer
Not an existing CRDB Bank customer
You will need to open an account in any CRDB Bank branch Countrywide
You can use your TemboCard Gold Credit at millions of merchants in over 210 countries worldwide and pay for goods or services. Your card will be accepted at any establishment that displays the MasterCard logo.
There is no charge for using your TemboCard Gold Credit at any establishments and you cannot be asked to pay more than the bill amount for using your Gold Credit .
Yes you can use your TemboCard Gold Credit to make safe online payments or to shop on the internet.
You can withdraw cash up to 30% of your credit limit from any CRDB Bank ATMs as well as any ATM that displays the MasterCard logo.
Every time you draw cash, a cash advance fee of 6% of the amount withdrawn will be charged to your account. However, you receive the full amount you withdrawn from the ATM and the cash withdrawal fee are automatically debited to your account and is reflected in your Credit Card statement.
Your cash advance is limited to 30% of your credit limit and if you have already used this limit, you cannot withdraw more cash until you have repaid the amount.
You cannot use your TemboCard Gold Credit if you have used up your full credit limit until you repay. The amount repaid will then be available for your use, provided the account is not overdue.
CRDB Bank issues Credit Cards against your deposit with the Bank, against your salary slip or Bank statement. If your credit limit is linked directly to your salary we can increase your credit limit, if it is less than the amount you are eligible for. Or you can also increase your deposit amount if you want to increase your credit limit.
There is a Joining Fee of TZS. 20,000/= but you have to pay a monthly fee of only TZS. 3,000/=. However there is no Supplementary Annual Fee.
In the first week of every month, we email your monthly Credit Card detailed statement to the email address you provided in your CRDB Bank Credit Card application.
Your total outstanding balance is shown as "Current Balance" on your Credit Card statement. The "Current Balance" is determined by adding any purchases and cash advances you made and subtracting payments or credits from the "Previous Balance". Then appropriate finance charges and fees are added.
Credit Card customers with regular payments will be contacted 45 days prior before expiring of their card. Our dedicated staff will communicate with you concerning renewal arrangements then you’ll be advised to collect it from the branch at your convenience.
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